Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £74.67. Rate of interest 17.5% p.a.(fixed) Representative 21.8% APR. Total amount repayable £2,687.58, which includes a £100 fee. Credit is subject to your individual financial circumstances and borrowing history. Failure to keep up with repayments may impact your credit score and therefore your ability to access credit from other lenders in the future.