Modern Slavery Statement

Fintern Limited – Modern Slavery Statement

This statement is made pursuant to section 54 of the Modern Slavery Act 2015 and outlines the steps taken by Fintern Limited (“Fintern”) during the financial year ending 28 February 2026 to prevent modern slavery and human trafficking in our business and supply chains.

Our Commitment

Fintern has a zero-tolerance approach to modern slavery and is committed to acting ethically and with integrity in all business relationships. We implement and enforce controls to ensure modern slavery is not taking place within our business or supply chains.

Our Business

Fintern is a UK-based consumer lending business. Our operations are primarily office-based, with a limited number of employees and reliance on third-party providers for technology, data, and professional services.

Policies and Governance

We maintain an Anti-Slavery and Human Trafficking Policy applicable to all employees, contractors, and business partners.

The Chief Compliance Officer is responsible for oversight, implementation, and monitoring of this policy and related controls.

Our approach is supported by our Whistleblowing Policy, which enables concerns to be raised confidentially.

Supply Chain and Due Diligence

We expect suppliers and partners to meet equivalent standards. Our approach includes:

• Risk-based due diligence on key suppliers
• Appropriate contractual protections where relevant
• Ongoing engagement to reinforce expectations

Given the nature of our business, we consider the risk of modern slavery to be relatively low, but we remain alert to risks in outsourced and indirect supply chains.

Training and Reporting

All staff receive training on modern slavery as part of onboarding, with further training provided as needed.

Employees are required to report concerns, which can be raised via management or our whistleblowing channels.

Ongoing Monitoring

We continue to review and improve our controls, including supplier oversight and internal awareness, to ensure they remain effective.

‍Date: 25th March 2026

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